1. You have to leave the house when you get the foreclosure notice. This is a huge problem with homeowners not knowing what to do. The worst thing you can do is move out of the house the moment you get served the foreclosure complaint. The best thing to do is call a foreclosure defense attorney and review your options. You have 20 days to respond to the complaint. Don’t waste time, allow us to help you save your house in the State of Florida.
2. The banks will not negotiate. Completely false. In fact, with the HAMP legislation some banks are required to evaluate your mortgage for modification options to keep you in the house. In most cases the worst case scenario is for the bank to get the house and have to work to sell the property. The banks want to work with you. A foreclosure defense attorney can work with the bank to advocate for you and a modification of your loan.
3. You must pay the total amount you are behind on or you will be evicted. Do you get the pattern here? Banks have done an excellent job of scaring homeowners into believing the moment they get behind on the house they must abandon the house immediately. What the banks don’t want you thinking about is your homeowner rights. A foreclosure defense attorney can negotiate with the banks to potentially put you back on track. Just because you are behind doesn’t mean you don’t have options. Call us today for a free consultation and let us discuss the particulars of your case.